Tips for Disaster Insurance Claims
3 Tips to Help Prepare You for a Disaster Insurance Claim
#1 Know Who to Call Then by Choosing Now
Although your insurance most likely has a default disaster relief company, they may not always be the best option for you, especially when it comes to getting the repair and damages paid for by your insurance. This decision can be time consuming and difficult during a disaster. When emergencies hit, you may feel overwhelmed and lacking time to research and choose the best disaster repair company. By choosing a restoration company now, you save yourself the panic and stress when an actual emergency hits. You also guarantee you will choose a company you love.
#2 Know Your Policy
Knowing the ins and outs of your insurance policy will help you feel more prepared for disaster or emergencies. It is not uncommon for people to not have really read through their coverage options on their insurance policy. Don’t be blind sided--know what you are paying for. If your policy is difficult to comprehend, it may be a good idea to sit down with an agent to ask questions and learn more. Consider insurance policy additions that have a high probability to happen to your home--for example: flooding in an area that this is likely.
#3 Record Item Value
By recording expensive items in your home and holding onto receipts (for big purchases), you can document the exact price and value of your items. Receipts will also capture the date you bought your items. This can help the insurance determine depreciation and money you will receive back. Digital files are the safest options--especially because the most common household emergencies are flooding and fire. Both of these can destroy paper documents. By keeping digital files in the cloud you are ensured the protection of your important records and receipts in case of emergency.
Delta Restoration Services of the Wasatch Front is an emergency and disaster restoration company.
Our team is ready to help with water damage restoration, fire damage restoration, or mold removal along the Wasatch Front. With our services available on call 24/7, you will receive the help you need when disaster hits. With our 2-hour emergency response time, we will be at your door and ready to help with the entire process from insurance to rebuilding and all the clean-up in between.
Give us a call today to learn more about ways to protect your home when disaster strikes.
Call (801) 709-1921 today!